Privacy Policy

1. Who controls the website

Money no Sofá is an independent editorial project operated in Brazil. For privacy questions or requests, contact money@cozinha.moneynosofa.com with the subject line “Privacy Request”.

This policy is intended to provide clear information about our practices. It does not replace legal advice and may be updated as the website, its tools or applicable requirements change.

2. Information we may collect

3. Why we process information

Information may be processed to operate and secure the website, respond to messages, correct content, understand site performance, improve usability, prevent fraud or abuse, comply with legal obligations, manage advertising and affiliate measurement, and protect the legitimate interests of the project and its readers.

Depending on the context and applicable law, processing may rely on consent, performance of a requested service, compliance with a legal obligation, protection against fraud or a legitimate interest that does not override your rights.

5. Consent management

Where required, non-essential cookies and personalized advertising technologies should be controlled through a consent interface. Visitors may be offered choices to accept, reject or manage categories of cookies.

For eligible traffic from the European Economic Area, the United Kingdom or Switzerland, the site may use a consent management platform certified by Google and integrated with the IAB Transparency and Consent Framework. Available choices and ad delivery may vary according to the visitor’s location, consent and applicable law.

You may also manage cookies through your browser. Blocking certain cookies can affect site functions, preferences, analytics or the relevance and availability of advertising.

6. Analytics, affiliates and external services

Analytics services may process technical and interaction data to provide aggregated reports about traffic, performance and content use. Affiliate networks and commercial partners may use referral identifiers to determine whether a click, registration, purchase or other qualifying action came from Money no Sofá.

Affiliate tracking does not necessarily change the price paid by the reader. Commercial relationships are addressed in our Affiliate Disclosure and Advertising & Partnerships pages.

Articles may contain embedded videos, social posts, images, maps or other third-party content. Interacting with embedded content can allow the provider to collect information as though you had visited its website directly.

7. Sharing and international processing

Information may be processed by service providers that support hosting, security, email, analytics, advertising, consent management, affiliate tracking, backups and website administration. We do not sell readers’ contact information as a mailing list.

Some providers may process information outside Brazil. Where applicable, transfers should be handled using contractual, technical or legal safeguards appropriate to the service and jurisdiction.

Information may also be disclosed when required by law, a valid authority request, a legal proceeding, or when reasonably necessary to protect rights, security and the integrity of the website.

8. Retention

We retain information only for as long as reasonably necessary for the purpose for which it was collected, including responding to requests, maintaining security records, meeting accounting or legal obligations, resolving disputes and enforcing agreements.

Contact messages may be retained while the matter remains relevant. Security and server logs are generally retained for limited operational periods determined by the hosting or security provider. Aggregated or anonymized information may be retained longer because it no longer directly identifies an individual.

9. Your privacy rights

Subject to applicable law, including Brazil’s General Data Protection Law (LGPD), you may request confirmation of processing, access to personal data, correction, information about sharing, anonymization, blocking or deletion of data processed improperly, portability where applicable, withdrawal of consent and review of certain automated decisions.

To make a request, email money@cozinha.moneynosofa.com. We may need to verify your identity and clarify the scope of the request. Some information may be retained when necessary to comply with law, protect rights, prevent fraud or maintain security.

10. Children’s privacy

Money no Sofá is intended for a general audience and is not designed to knowingly collect personal information directly from children. If you believe a child has provided personal information without appropriate authorization, contact us so the situation can be reviewed.

11. Security

We use reasonable administrative and technical measures intended to protect the website and information under our control. No internet service can guarantee absolute security. Readers should not send passwords, banking credentials, full identity documents or unnecessary sensitive information by email.

12. Changes to this policy

This policy may be revised to reflect changes in technology, service providers, advertising practices, legal requirements or website operations. The effective date at the top of the page indicates the latest published version.